Todd Lubar: Working Toward Generosity

Most people don’t think of mortgage financing and banking as a helpful tool. Usually, the subject is portrayed as something used during times of desperation, which banks use to take advantage of desperate people. In some cases, that is true. But generally speaking, mortgage banking is very helpful when the right people are involved.

One of the most generous experts in the business is Todd Lubar. Mr. Lubar’s always loved helping others. So, when he got his first job in finance, he realized he could use the industry to other’s benefits. From that point on, he decided to dedicate himself to learning all he could.

He started working at Crestar Mortgage Corporation as one of their loan originators. The work seemed to come naturally to him, allowing him to quickly pick up on conservative mortgage banking models. Later in his career, he would discover this to be an invaluable asset.

Deciding he’d learned enough from Crestar, he moved on to Legacy Financial Group. He took an equity position at the company in 1999. His new role at Legacy allowed him to expand his lending capabilities. He learned a lot about brokering loans with outside investors and lending as a direct mortgage bank. For more details visit LinkedIn to know more.

Todd Lubar stayed with Legacy Financial for about three years before moving to real estate. In 2002, he opened Legendary Properties, LLC. Being his first step in real estate, Todd started the business out as a residential development company. Even though it was his first time on his own, his company managed to buy, fix up, and sell over 200 properties in its first year.

Thanks to his numerous relationships with experts in all trades of the business, he was able to complete all his projects in a timely manner. This also enabled him to establish multimillion-dollar lines of credit.

Over his 20-year career, he noticed an underserved market. To help those struggling to get loan approval, he launched TDL Venture’s RELIEF program. It’s designed to remove the many obstacles people face when trying to get much-needed loans.

Grow and protect wealth with AGORA financial

Most of our adult lives we work to save up for retirement. For a lot of us, we commit a lot of time to building our craft while saving up to have a decent nest egg by the time we hit our golden years. Let’s say you are ready to retire but you are worried as to whether you have enough to live a comfortable retirement. Agora Financial has got you covered. For over a decade, Agora Financial has assisted individuals with growing their wealth and protecting it in times of uncertainty.

When it comes to investing for the first time, one can be overwhelmed by the swamp of information and advice that is shoved in our faces. This can be very intimidating and could hinder one’s portfolio growth. Agora offers 20 unbiased publications which users can navigate to build smarter investment decisions. We all know the saying “Buy low, sell high” and Agora is a great aid for following this strategy. Agora users can be relaxed knowing that they’re ahead of the ballgame with knowing companies before they become mainstream since Agora spends over 1,000,000 dollars a year to send analysts all over the globe to find rising companies with rapid potential growth. This is, of course, the optimal strategy investors should take since big mainstream companies like Apple and Facebook are too expensive and most of the money has already been made by earlier investors.

Agora has predicted many of the major market trends over the past decade. For example, Agora Financial accurately predicted events such as the mortgage crisis in 2008 four years in advance and predicted the big surge in oil prices in 2008 one year in advance.

Agora Financial has the proven resources you need to keep your portfolio strong and afloat.

RockectShip Education: A Public Charter Learning Institution

Rocketship Education is a public sector school that works with teachers, parents, and organizations to help the unfortunate children who are from families that receive meager income and they are not able to live standard lives. An effort has been recorded by bringing 25 new schools after the first school which was started in the year 2007 could not offer services to all the children in the world, and the work was impressive. This learning institution gets support to improve their technology from Netflix CEO, Reed, and Facebook CEO, Mark Zuckerberg. At Rocketship education charter schools, candidates apply for jobs as teachers while they are on campus.

Parents help to interview and select qualified teachers that will be employed to teach their children. This is achieved by having them to come to school and get to be trained on how they will help interview applicants that want for the available teaching positions. Also, the school board holds meetings where the parents are involved. They like to ensure that their children are given the best education which will help them later in life. In Rocketship education, they have values that they introduce and are implemented to be followed by everyone in the school. Parents are not left out here because they do choose the last value for the school. The values are respect, empathy, responsibility, and persistence.

These values are applied to all the charter school across the country and within the communities. The core values above help Students in rocket ship education to strive and work hard in school and build character as well. Students in this schools are from low-income earning families which affects them because they are subjected to challenges in life. That in tune affects their mental and emotional state. The school helps such students by introducing programs like social and emotional courses which help the students to get enough challenges. They are also enlightened on good relationships skills in the community with fellow friends from different backgrounds and as well as the teachers. In the end, they become good decision makers and also be able to conquer the challenges they meet in life, and this helps improve their state.


James Dondero: The Successful Financial Advisor Behind Highland Capital Management

James Dondero is the co founder of Highland Capital Management and a financial advisor with extraordinary talent. The company he leads has gained a reputation for being one of the best in the state of Texas. Highland Capital Management is known for providing some of the best services when it comes to financial advisory. The company has an extensive list of services that it offers its clients. While formulating the list of services that the firm would offer, James Dondero wanted to cover almost every aspect of the financial field. Whatever the customers come to the company for, the firm finds a solution for them and gives it to them in the most implementable way possible. Since the company opened its doors for business, it has helped numerous clients and businesses with their financial concerns. The customers who they serve come from a variety of different sectors, which is why the company has had to adapt to help every kind of client that comes to them for help.

James Dondero is incredible in the field of finance. He has an incredible amount of experience, which has helped him become the experienced financialist that he is today. He has worked with a lot of companies through the course of his career, both international as well as those coming from within the country. He has over thirty-five years worth of work experience in the field. This experience is what has led him to be a good leader for the company, and lead his employees to be successful. James Dondero is extremely dedicated to the kind of work he does, and the clients that he serves.

Because of his brilliant career, James Dondero has been the recipient of numerous awards. In the past, he has been nominated by various associations and committees for his work at his previous company, Protective Life GIC. James Dondero was considered as one of the most valuable assets to the company and boosted the company’s growth significantly during his time there. With hard work and dedication, James Dondero took the company from just another financial advisory firm to one that was worth over two billion dollars.


Equity First CEO Al Christy Provides Insight on Alternative Lending Options to Raise Capital

Businesses and investors looking for alternative lending options to secure working capital should consider shareholder financing solutions. Since financial institutions raised the requirements to qualify for credit criteria and collateralized types of loan, international shareholder financing lender, Equities First created strategic alternatives. Its options are beneficial to corporations, companies, investors, and net-worth individual seeking additional capital. Over the years, Al Christy, Jr., the president of the holdings company told Marketwire that stocks as collateral strategic alternatives to borrow cash. In the press release, on Yahoo Finance, he also said, he sees more stocks and marginal loans.

First Equities designed its loans to benefit corporations, shareholders, and companies seeking working capital to explore growth opportunities or for existing operations. To date, the holdings company has seen approximately $1.5 billion in stock based collateralized and marginalized transactions. Before borrowers secure stocks or margin loans, become familiar with its requirements and milestones. While both loan types use securities as collateral, there are major differences between the two. A significant difference is that stock loan type offers borrowers a fixed rate; whereas, the interest rates for marginal loans are variable.

Equities First’s stock-based loan solution allows the borrower to lower investment risks when markets are troubled. This loan type features a nonrecourse clause giving borrowers the option to forsake obligations of repayment lenders. The downside to marginal loans is the lender has the right to liquidate collateral when a margin is called without notifying the borrowers.

Equities First can help investors, corporations, and influential individuals obtain capital to benefit the borrowers and lenders. For 15 years, the leading shareholder financing lender continues to provide solutions to quickly gain access to for-purpose or non-purpose capital.

About Equities First Holdings:

The 3 Best Cancer Treatment Hospitals In The World

Hospital M.D. Anderson Cancer Center, Houston

Stated by US News & World as the best cancer treatment center in the world. The hospital of the University of Texas, provides prevention, early detection, diagnosis and treatment of cancer in children and adults.

The MD Anderson Cancer Center provides exceptional service to national and international patients. In addition, MD Anderson has a protocol to facilitate the sending of information and medical records of physicians in the patient country to the Houston Hospital and a service center for international patients as well.

Cancer Hospital – Memorial Sloan-Ketterling, NY

Memoral Sloan Ketterling Cancer hospital has over 180 oncologists, and they are among the best radiation treatment pioneers in the world. They experience more than 40,000 tumors per year in pathology laboratories which they analyze for providing better treatment.

For patients with cancer who are outside the United States, you can send your medical records in English and in three to five days an oncologist at the Memorial Sloan ketterling expresses his opinion, and that, in his opinion, would be the best treatment.

Bobst International Center, an extension of Memorial Sloan, provides international patients help to determine the cost of treatment options for housing in New York and how to even get a translator if needed.

Note that this hospital does not recognize the insurance of international patients in both treatment rates and requires an advance payment of all disease costs. If the cost of lowering the end of the care are what was expected, the surplus reimbursed paid within 30 days.

Johns Hopkins Hospital Cancer Treatment

Johns Hopkins enjoys a high reputation in various specialties, including cancer. They are famous for their treatment of breast cancer and prostate cancer. They are the # 1 hospital in urology and all diseases related to this product are considered.

They are also pioneers in the successful implementation of various chemotherapy treatments. Each year, international patients from over 100 countries and an office receive recommendations from doctors abroad and patients’ interest in treatment options.

Johns Hopkins is located in the city of Baltimore, Maryland. You would only have to drive for half an hour from Washington DC International Airport. For further information on the services offered to international patients, please consult their website.

Kevin Seawright: More Than Just A Businessman

Kevin Seawright is a businessman that adapts to the needs of his company. He is a financial and administrative expert, with over 13 years to back it up. Seawright has created a reputation for himself that reflects leadership and successful company reorganizations. With his unique blend of team inclusion, outcome efficiency, and superb business sense has as transcended lines to do many things in business.

Kevin has over 13 years of executive level experience in finance, human resources, and capital operations management. Due to his versatility, Seawright has held a plethora of titles such as: Budget Manager, Managing Fiscal Officer, and Chief of Financial and Construction Projects. He has also worked for various municipalities regarding infrastructure. Learn more about Kevin Seawright:

His career path has seen him responsible for over $400 million, in both the public and private sectors. And, at the end of the day, Kevin is a nice guy who develops great relationships with everyone he works with.

These career choices and moves have led him to quite a few accomplishments in his career. He has reformulated business strategies to improve overall income and profit for multiple companies. He incorporates state of the art technology in order to suit a business’ needs, and improve productivity.

His revenue enhancement plans have forecasted, and delivered, a 25% revenue increase. The human capital divisions that he has overseen, improved in multiple areas like staff retention, recruitment enhancement, and collective negotiations. These are the type of business solutions Seawright always brought to the table.

Through his hard work and savvy business sense, he has garnered himself recognition amongst the elite. His proven reputation and evidential track record, has also earned him multiple awards for financial responsiveness while he served various municipalities on the east coast.

In these times of responsiveness, Kevin Seawright demonstrated outstanding civil service, professionalism, and creative problem solving. At the end of his long days, he still finds time to coach youth sports. These are the types of businessmen that we need more of in the world.

Read more:

Kevin Seawright Talks RPS Solutions LLC on The Larry Young Morning Show

James Dondero, A Leader in Achievement

James Dondero is the Co-founder and President of Highland Capital Management (HCM), an alternative investment management firm based in Dallas, Texas. Founded in 1993, HCM’s offers of alternative investments include emerging markets, long/short equities, and natural resources.

Specializing in high-yield fixed-income and distressed investing as well as credit strategies, including credit hedge and long only funds, Highland is recognized as one of the largest and most experienced global alternative credit managers. Together with its affiliates, the corporation has roughly $20 billion in assets under management. Along with its main headquarters in Dallas, HCM also has offices in New York, Sao Paulo, Singapore, and Seoul.

Dondero oversees Highland Capital’s strategic investment and operational initiatives for retail and institutional products. He has spent upwards of three decades in the business of credit and equity with management experience in mortgage-backed securities, leveraged bank loans, and emerging market debt. Dondero is recognized as a pioneer in developing the Collateralized Loan Obligation (CLO) market as well as developing credit oriented solutions for institutional and retail investors.

Graduating Beta Gamma Sigma from the McIntire School of Commerce from the University of Virginia in 1984, Dondero earned a Bachelor of Science in Commerce with dual majors in Accounting and Finance. He then began his career as an analyst in the Morgan Guaranty training program. Along with graduating from the program, Dondero is also a Certified Management Accountant (CMA) and Chartered Financial Analyst (CFA).

From 1985 to 1989, Dondero transition from Corporate Bond Analyst to Portfolio Manager at American Express where he managed approximately $1 billion in fixed income. Dondero also served as Chief Investment Officer of Protective Life, aiding in building the GIC subsidiary to over $2B in AUM in four years’ time. Dondero is also Chairman of Cornerstone Health Care, CCS Medical, and Nexbank, as well as a board member of American Bank Note and MGM Studios.

Dondero has received various awards for his expert management, including Morningstar’s 5-star title for Global Allocation and Morningstar’s #1 ranked Healthcare Long/Short Equity Fund, both in 2014. In addition, Dondero is an active philanthropist who supports initiatives in topics such as education, veteran’s affairs, and public policy.

For more information follow Highland Financial on Twitter.

Avaaz – Power of the People

In a world where constant activism is such an important need, it can be hard to filter out what groups are making the most meaningful progress in the world sometimes. One of the leaders in activism in the United States and the world is the online based group Avaaz, who focus on such topics such as human rights and animal rights climate change, poverty, government corruption, and world conflicts. It was first launched in January 2007 byRes Publica and and supported by Service Employees International Union, a founding partner. Since 2009 Avaaz has not taken any donations from corporations or foundations and instead relies solely on donations from individuals who have raised over $20 million dollars to date. Having campaigns in over 30 countries, with over 44,899,821 members in 193 countries it is one of the premiere activism groups in the world. Members are communicated with via email and uses both online activism as well as real world tactics to campaign.

With far reaching victories such as blocking chemical giant Monsanto from building a mega factory in Argentina to having the Defense Ministry in India creating a program that prevents the cruel euthanasia of old service horses and dogs to buying a 389-acre chunk of rainforest in Malaysian Borneo to preserve the diverse and threatened local ecosystem, Avaaz has worked tirelessly to improve the larger world.

A set of values governs all of the campaigns—the conviction that we are all human beings first, and privileged with responsibilities to each other, to future generations, and to the planet. That said, it’s also respected that people will often disagree with specific, and members participation in only the campaigns they believe in is vital to keeping the group working towards the goals of making the world a better place for all.

Eric Lefkofsky’s Impressive Resume

A well known business man and entrepreneur, Eric Lefkofsky has been making a name for himself for quite some time. Co-founder and CEO of Tempus, a leading technology company, Lefkofsky has started and built a number of successful businesses over the years. His determination and passion for excellence are signs that he and his work will be around for some time to come.

Lefkofsky is a Michigan native. Born to a mom who was a school teacher and a father who worked as an engineer, Lefkofsky learned about value of hard work from a young age. After watching his parents for years, he eventually chose to attend the University of Michigan where he earned his degree in 1991. Just two years later he continued on at University of Michigan Law School where Eric Lefkofsky earned his Juris Doctor. His education would be the spring board for what would come next in his life.

Lefkofsky would begin working in the business world. Along with his close friend Brad Keywell, Lefkofsky created Brandon Apparel, an apparel company based out of Wisconsin. Next, Lefkofsky and Keywell started an Internet company called Starbelly that specialized in promotional products. Then in 2001, the duo co-founded InnerWorkings, a n organization that provided print procurement services for mid-sized companies. Four years later he would start a freight logistics company called Echo Global Logistics.

Lefkofsky started many companies bun not were quite as impressive as This website later became known by the more popular Groupon achieved massive success, so much so it received a more than six billion dollar buyout offer from Google. The company however would not be sold and would go on to have continued success. Just the next year Groupon raised $950 million in private funding to learn more: click here.

Eric Lefkofsky is also a faithful giver. He and his wife, formed a charitable trust called the Lefkofsky Foundation. This group gives to causes that support both educational and scientific causes. Eric Lefkofsky has proven to be a great business man. He is sure to be around for many more years to come.